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Financing



Bad credit, slow credit, or NO credit?

The Key Auto Group can help!!!  Our organization understands that many times tough situations happen to good people and in many cases it can cost a lot of money.  Whether it be family emergencies, loss of jobs, or just plain bad luck, people don't try to have bad credit scores, sometimes it just happens. Our experienced and professional staff of Finance Managers are dedicated to getting you the car you want at a price you can afford.  We have over 30 lending sources from conventional banks to credit unions to help process your loan.  Simply click on the FINANCE APPLICATION, fill it out and a financial representative will contact you with your pre-approval within 24 hours or sooner!

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Financing Navigation

Contact Information

Key Auto Center

221 Route 108

Somersworth, NH 03878
sales Sales:
800-611-7845
phone2 Service:
800-559-1831

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

Car Buying Made Simple, and the Lowest Price Period!